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WTFC - Ticker AI Digest

Wintrust Financial Corporation 📰 3
152.95000000 | Today -0.02% ●
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Today's Catalysts (WTFC) 3
WTFC 15:47
Wintrust Financial Corporation
NTRS to Exit Guardianship Business With WTFC Deal in Strategic Pivot
WTFC 11:00
Wintrust Financial Corporation
Here Are Tuesday’s Best Wall Street Analyst Research Calls: Adobe, American Airlines, Broadcom, First Solar, Meta Platforms, Shopify, Space-X, Ventas, Waste Managment, and More
WTFC 04:54
Wintrust Financial Corporation
Wintrust To Acquire Northern Trust's Guardianship Services Business; Terms Not Disclosed
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WTFC 15:47
Wintrust Financial Corporation
NTRS to Exit Guardianship Business With WTFC Deal in Strategic Pivot
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WTFC 12:51
Wintrust Financial Corporation
Bristol-Myers Upgraded, Broadcom Downgraded: Updated Rankings on Top Blue-Chip Stocks
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WTFC 12:33
Wintrust Financial Corporation
2 Momentum Stocks Worth Investigating and 1 Facing Challenges
All Market News (Last 30 Days) 12
WTFC 15:47
Wintrust Financial Corporation
NTRS to Exit Guardianship Business With WTFC Deal in Strategic Pivot
WTFC 11:00
Wintrust Financial Corporation
Here Are Tuesday’s Best Wall Street Analyst Research Calls: Adobe, American Airlines, Broadcom, First Solar, Meta Platforms, Shopify, Space-X, Ventas, Waste Managment, and More
WTFC 04:54
Wintrust Financial Corporation
Wintrust To Acquire Northern Trust's Guardianship Services Business; Terms Not Disclosed
WTFC 19:21
Wintrust Financial Corporation
Wintrust to purchase Northern Trust guardianship services business
WTFC 19:15
Wintrust Financial Corporation
Wintrust Financial Corporation Announces Second Quarter and Year-to-Date 2026 Earnings Release Schedule
WTFC 19:15
Wintrust Financial Corporation
Wintrust Financial Corporation Announces Second Quarter and Year-to-Date 2026 Earnings Release Schedule
WTFC 12:15
Wintrust Financial Corporation
Wintrust Financial Corporation (WTFC) Hits Fresh High: Is There Still Room to Run?
WTFC 20:39
Wintrust Financial Corporation
Q1 Earnings Highs And Lows: Wintrust Financial (NASDAQ:WTFC) Vs The Rest Of The Regional Banks Stocks
WTFC 15:20
Wintrust Financial Corporation
Regional Banks Stocks Q4 Recap: Benchmarking CVB Financial (NASDAQ:CVBF)
WTFC 12:33
Wintrust Financial Corporation
2 Momentum Stocks Worth Investigating and 1 Facing Challenges
WTFC 12:15
Wintrust Financial Corporation
First Financial Bancorp. (FFBC) Hits Fresh High: Is There Still Room to Run?
WTFC 12:51
Wintrust Financial Corporation
Bristol-Myers Upgraded, Broadcom Downgraded: Updated Rankings on Top Blue-Chip Stocks

Today's AI

WTFC · Agentic Market Intelligence

WTFC intelligence is listening.

The engine is monitoring news, price structure, forecasts and financial changes. New scored evidence will appear here against this stock automatically.

Live catalyst scoringAI price pathsRisk-aware triggersFinancial blend
AI bias0.0
Bullish0
Bearish0
Today's AI Starts With News

3 live catalysts is opening Today’s AI for WTFC.

Start with the live headline tape first. Today’s AI findings sit next, and the AI Blend stack drops lower once the news context is framed. Financial Forecastist now feeds the blend too.
Live Tape Data 2026-08-31 Blend Lower Down
Read the alert tape first, then open Today’s AI findings. Use AI Expand on any card to open the AI explanation, results tables and financial forecast rows instantly.
3 Today
Front Of Desk
Wintrust Financial Corporation has fresh news flow live now, so Today’s AI is leading with the tape before the blended signal stack below.
15:47 Today's Catalyst NTRS to Exit Guardianship Business With WTFC Deal in Strategic Pivot 11:00 Today's Catalyst Here Are Tuesday’s Best Wall Street Analyst Research Calls: Adobe, American Airlines, Broadcom, First Solar, Meta Platforms, Shopify, Space-X, Ventas, Waste Managment, and More 04:54 Today's Catalyst Wintrust To Acquire Northern Trust's Guardianship Services Business; Terms Not Disclosed
Single-Ticker Today's AI
WTFC signal theatre built from scored market catalysts, automated AI forecasts, financial forecasting and live trigger logic.

This is the ticker-specific Today’s AI desk for Wintrust Financial Corporation. It compresses the live catalyst tape, bullish and bearish scoring, AI price forecasts, financial forecasting and trigger logic into one cockpit so users can judge conviction without hopping across screens.

Subscription Required Bullish vs Bearish Scoring AI + Financial Blend Buy / Sell Trigger Engine Today's AI Findings
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Subscription turns this tab into a live signal desk with today’s news findings at the top, AI plus financial blend comparisons at the bottom, buy and sell trigger logic, and the full findings ledger behind every scored row.

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  • Scored earnings shock board with predicted direction, sector pulse and catalyst narrative.
  • Fast market scan built for event-driven trading, not passive dashboards.
Subscribe to unlock the ticker-specific Today’s AI stack, sentiment gauges, AI blend stage, and the full findings ledger for WTFC on 2026-08-31.

Fundamentals Matrix

About Wintrust Financial Corporation
Wintrust Financial Corporation, a financial holding company, provides community-oriented, personal, and commercial banking services in the United States. It operates through three segments: Community Banking, Specialty Finance, and Wealth Management. The Community Banking segment offers non-interest-bearing deposits, non-brokered interest-bearing transaction accounts, and savings and domestic time deposits; home equity, consumer, and real estate loans; safe deposit facilities; and automatic teller machine, online and mobile banking, and other services. This segment also engages in the retail origination of residential mortgages; provision of lending, deposits, and treasury management services to condominium, homeowner, and community associations; and asset-based lending for middle-market companies. In addition, it provides loan and deposit services to mortgage brokerage companies; lending to restaurant franchisees; direct leasing; small business administration loans; commercial mortgages and construction loans; and financial solutions. The Specialty Finance segment offers commercial and life insurance premiums financing for businesses and individuals; accounts receivable financing, value-added, and out-sourced administrative services, including data processing of payrolls, billing, and cash management services to temporary staffing industry; other specialty finance services; equipment financing through structured loan and lease products; and property and casualty insurance premium financing. The Wealth Management segment provides wealth management services, such as trust and investment, tax-deferred like-kind exchange, asset management, and securities brokerage services. Wintrust Financial Corporation was founded in 1991 and is headquartered in Rosemont, Illinois.

🌐 Visit Official Website ↗

Overall Fundamentals
Signal: Pending
Capital Strength
Signal: Pending
Float Liquidity
Signal: Pending
Short Pressure
Signal: Pending
Target Setup
Signal: Pending
Market Profile
Signal: Pending
Market Cap
10.9B
Enterprise Value
12.0B
Public Float
98.6
Broker Target
175.5833
Shares Out
67.4M
Long Interest
0
Short Interest
0
Exchange
NASDAQ
Currency Code
USD
ISIN
US97650W1080
Ex-Dividend
2026-05-14
Yield
1.30%
Dividend Rate
2.1
EPS
11.93
Market
NASDAQ
Standard Lists
Not currently ranked
Sector
BanksUS fundamentals
Float / Shares Ratio
-
Short vs Long Delta
-
EV / Market Cap
-

Financials Matrix

News And Alerts First

3 live alerts now opens the financials desk for WTFC.

Start with the headline flow and alert tape first. Then drop straight into Financial Forecastist below for the revenue path, EPS shape, cash pressure and balance-sheet read while the catalyst context is still hot.
Live Alerts Data 2026-08-31 Forecastist Below
Read the alert tape first, then move into Financial Forecastist below. Use AI Expand on any catalyst card to open the AI explanation and results tables without losing the ticker context.
3 Alerts
Front Of Desk
Wintrust Financial Corporation has fresh filing flow live now, so the tape is framing the revenue, leverage and valuation story below.
15:47 Today's Alert NTRS to Exit Guardianship Business With WTFC Deal in Strategic Pivot 11:00 Today's Alert Here Are Tuesday’s Best Wall Street Analyst Research Calls: Adobe, American Airlines, Broadcom, First Solar, Meta Platforms, Shopify, Space-X, Ventas, Waste Managment, and More 04:54 Today's Alert Wintrust To Acquire Northern Trust's Guardianship Services Business; Terms Not Disclosed
Overall Stability
Signal: Pending
Profitability
Signal: Pending
Debt & Cash
Signal: Pending
Valuation Risk
Signal: Pending
Forward Expectation
Signal: Pending
Dividend Safety
Signal: Pending
Divi Rate
2.1
Ex Divi
2026-05-14
Earnings Date
-
Net Debt
4.0B
Cash
467.9M
EPS
11.93
Net Income
823.8M
Revenue
2.7B
Enterprise Value
12.0B
Trailing PE
13.5113
Forward PE
13.0548
Price Sales TTM
4.0377
Price Book MRQ
1.5639
EV Revenue
5.5948
EV EBITDA
-
Financial Forecastist

Improving financial engine

Revenue is accelerating +5.8% against the prior comparable period. Net margin is expanding by 2.6 pts. Net debt is coming down +220.4%.

Revenue +5.8% Net Income +20.3% FCF +619.4% Current Ratio 0.27x Forward Rev 756.8M
Improving
Quarter Revenue
1.1B
+5.8%
vs prior comparable quarter
Net Margin
+21.4%
+2.6 pts
profitability pulse
Free Cash Flow
914.0M
+619.4%
cash conversion
Net Debt / EBITDA
2.3x
-220.4%
lower is cleaner
Revenue Engine

Latest quarter printed 1.1B with the top line pushing higher against the last comparable period.

Profit Stack

Net income landed at 227.4M and the margin profile is broadening. That usually tells us whether operating leverage is finally kicking in.

Balance-Sheet Pressure

Cash sits near 3.6B while net debt is 748.9M. The leverage stack is cleaning up.

Quarterly Revenue Runway

Actual revenue bars, consensus revenue where available, plus the terminal model path.

Profit And Cash Conversion

Net income and free cash flow moving together is usually what separates genuine improvement from noise.

Balance-Sheet Pressure

Cash, net debt and liquidity tell us whether the business is strengthening or just surviving.

Annual Power Curve

Longer-cycle revenue and net income help frame whether the company is compounding or rolling over.
Q3 2025
Consensus
689.4M
Revenue Path
2.71
EPS / Earnings
Growth cue +0.1%
Q1 2026
Consensus
707.9M
Revenue Path
2.96
EPS / Earnings
Growth cue +0.1%
Q2 2026
Consensus
737.8M
Revenue Path
3.16
EPS / Earnings
Growth cue +0.1%
Q3 2026
Consensus
756.8M
Revenue Path
3.32
EPS / Earnings
Growth cue +0.1%
FY 2026
Consensus
3.0B
Revenue Path
13.07
EPS / Earnings
Growth cue +0.1%
FY 2027
Consensus
3.2B
Revenue Path
13.87
EPS / Earnings
Growth cue +0.1%

Quarterly Statement Tape

Last 6 Quarters
Period Revenue Net Income FCF Net Debt
Q1 2026 1.1B 227.4M 914.0M 748.9M
Q4 2025 1.1B 223.0M 228.6M 4.0B
Q3 2025 1.1B 216.3M 217.1M 294.9M
Q2 2025 1.0B 195.5M 321.9M -936.4M
Q1 2025 1.0B 189.0M 127.1M -621.9M
Q4 2024 1.0B 185.4M 471.2M -623.8M

Annual Financial Power

Last 5 Years
Period Revenue Net Income EBITDA FCF
FY 2025 4.2B 823.8M 1.2B 860.4M
FY 2024 4.0B 695.0M 1.0B 635.5M
FY 2023 2.9B 622.6M 53.3M 1.8B
FY 2022 2.2B 509.7M 782.6M 1.3B
FY 2021 1.9B 466.2M 739.6M 1.1B

Structure DNA

Market Structure DNA

Yield Compounder profile with trend runway open

Price is 97.3% through the 52-week range, +6.8% vs 50DMA and +14.3% vs 200DMA. 99.5% of the register is locked by institutions and insiders, leaving 52.6% free float. Capital rhythm reads quarterly with forward yield near 1.3% and payout around 17.1%.

Trend runway open Institutional gravity Reliable income rhythm As Of 2026-07-07
Yield Compounder
Structure Score
83.8 / 100
Yield Compounder
Trend Stack
+6.8% / +14.3%
vs 50DMA / 200DMA
52W Position
97.3%
auction position inside the yearly range
Ownership Lock
99.5%
98.1% institutions | 141.3% insiders
Pressure Pocket
3.9% short float
Short ratio 6.2x | monthly -2.1%
Capital Rhythm
Quarterly
Yield 1.3% | payout 17.1%
Trend Runway

Implied spot is 162.79 with the stock +6.8% vs 50DMA and +14.3% vs 200DMA. The tape is sitting 97.3% through the 52-week range, which frames the regime as trend runway open.

Ownership Register

Institutions hold about 98.1% and insiders about 141.3%, locking roughly 99.5% of the register and leaving 52.6% in free float. That reads as institutional gravity.

Pressure Pocket

Short pressure is running near 3.9% of float with short ratio 6.2x and monthly change -2.1%. That gives us a read on whether the tape is clean, crowded, or coiled.

Capital Rhythm

Dividend cadence reads quarterly with 4 event(s) in the last full year, a five-year average of 4.0, and stability score 100.0/100. Forward yield sits near 1.3% while payout is around 17.1%.

Structure Score

One-glance gauge for the current market-structure regime.

Pillar Radar

Trend, ownership, pressure, and capital rhythm mapped on one wheel.

Position And Float Balance

Shows whether the stock is extended, tightly held, or carrying capital-return support.

Dividend Cadence Tape

Historical dividend-event counts help reveal how dependable the income rhythm has been.

Dividend Cadence Ledger

Quarterly
Year Dividend Count Context
2026 2 Current partial year
2025 4 Full year
2024 4 Full year
2023 4 Full year
2022 4 Full year
2021 4 Full year
2020 4 Full year
2019 4 Full year

Structure Facts

Live Snapshot
Implied Spot
162.79
derived from market cap / shares
52W High
164.00
upper auction edge
52W Low
118.29
lower auction edge
Beta
0.84
volatility character
Shares Out
67.4M
fully diluted count
Shares Float
66.5M
tradable register
Shares Short
2.6M
borrowed stock
Short Ratio
6.2x
days-to-cover style read
Ex-Dividend
2026-05-14
-54 day(s) to ex-date
Dividend Pay
2026-05-28
-40 day(s) to pay date
Last Split
3:2
2002-03-15

Capital Radar

Capital Regime
—
Building signal blend...
Smart Money Tilt
—
Public vs institutions
Target Conviction
—
Broker coverage pulse
Insider Pressure
—
Director + TR1 flow
Last Held Position
-
Public Hands
-
Institutions
93.3158
Institutions As Of
2026-05-31
Avg Broker Target
-
Upside Vs Price
-
Purchase Director Dealing
0
Sale Director Dealing
0
Purchase TR1
0
Sale TR1
0
Broker Coverage Rows
0
Institution Holders Tracked
40
Public Vs Institutional Ownership (3D)
Top Institution Holders (Latest Per Holder)
Director Dealing Sentiment Flow
Broker Target Bias
Signal: Pending
Capital Momentum Matrix
Broker Targets Vs Price
Aggregated Institution Weight By Holder

Short Data · WTFC · Last 30 Days

Short D · 12/26 EMA spread with 9 signal

Red histogram bars show short loading accelerating. Green bars show short covering accelerating. The two lines expose the crossover before the raw holder table does.

Short D waiting

Building WTFC short-momentum read

Short D compares the ticker’s disclosed short-position momentum with its own signal line.

Short D—
Signal—
Momentum—

Declared Short Holders

Nexus Pulse Engine

Overall Buy/Sell/Hold
Signal: Pending
Technical Composite
Signal: Pending
Financial Composite
Signal: Pending
Fundamental Composite
Signal: Pending
Short Pressure
Signal: Pending
Momentum Bias
Signal: Pending

Volatility Lab

ATR(14)
Realized Vol (20d)
Volume Spike Z

AI Charts

News And Alerts First

The alert tape opens the door for WTFC, and AI Charts sits just below.

Start with the headline flow and live catalyst tape first. Then move straight into AI Charts below for price reaction, AI targets, chart structure and catalyst beacons while the news context is still hot.
Live Tape Data 2026-08-31 AI Charts Below
Read the alert tape first, then move into AI Charts below. Use AI Expand on any catalyst card to open the AI explanation and results tables instantly.
3 Today
Catalyst Pulse
Wintrust Financial Corporation has fresh news flow live now, so the tape is framing the chart workspace below.
15:47 Today's Catalyst NTRS to Exit Guardianship Business With WTFC Deal in Strategic Pivot 11:00 Today's Catalyst Here Are Tuesday’s Best Wall Street Analyst Research Calls: Adobe, American Airlines, Broadcom, First Solar, Meta Platforms, Shopify, Space-X, Ventas, Waste Managment, and More 04:54 Today's Catalyst Wintrust To Acquire Northern Trust's Guardianship Services Business; Terms Not Disclosed
AI Charts Studio
WTFC Price History
Live structure, automated forecasts, technical overlays and catalyst beacons in one chart workspace.
30 Day View Window 30D Data 2026-08-31 Open Preview Studio Brief
Chart Intelligence Suite
Swipe the timeframe, call the overlays, and keep the AI signal stack fused into one chart cockpit.
The mobile chart console is now framed as one connected surface so forecasting, structure, catalyst beacons and chart tools all sit inside the price workspace.

Automated signalling scans momentum shifts, crossovers and volatility breaks in real time. Automated AI forecasts map best, average and worst simulation paths forward, predictive MACD extends the momentum story, and catalyst beacons pin market-moving headlines directly onto price action so users can connect news, signals and structure without leaving the chart.

Automated Signalling Automated AI Forecasts Predictive MACD Catalyst Beacons Live Price Structure
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AI AutoDetection Automatic bull / bear chart read
Detected market structure
Analysing selected range
Why this call
Waiting for sufficient price history.
Invalidation
—
Updates with the timeframe.
Bull caseCalculating upside confirmation.
Bear caseCalculating downside confirmation.
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Price Change
AI Forecast