**Aberdeen Group PLC Final Results Summary (FY 2025)**
**Overview**
Aberdeen Group PLC reported strong financial performance for FY 2025, driven by strategic growth initiatives, transformation savings, and improved operational efficiency. The company delivered a 4% increase in adjusted operating profit to £264 million, with significant contributions from its interactive investor (ii) platform and progress across other business segments.
**Key Financial Highlights**
**Adjusted Operating Profit**Up 4% to £264 million (2024: £255 million).
**IFRS Profit Before Tax**Surged 76% to £442 million (2024: £251 million), boosted by investment gains in Standard Life plc.
**Adjusted Diluted Earnings per Share**Increased 5% to 15.7p (2024: 15.0p).
**Net Capital Generation**Stable at £239 million (2024: £238 million).
**Full-Year Dividend**Maintained at 14.6p per share.
**Business Segment Performance**
1. **Interactive Investor (ii)**
Adjusted operating profit up 34% to £155 million.
AUMA grew to £97.5 billion (2024£77.5 billion), driven by record net inflows of £7.3 billion.
Customer numbers increased 14% to 500,000, with SIPP customers up 30% to 104,500.
Revenue growth driven by higher trading volumes, treasury income, and subscription fees.
2. **Adviser**
Adjusted operating profit declined 32% to £86 million due to strategic repricing.
Net outflows improved by 44% to £2.2 billion (2024: £3.9 billion).
AUMA rose to £80.4 billion (2024£75.2 billion) due to positive market movements.
3. **Investments**
Adjusted operating profit up 5% to £64 million, supported by cost discipline.
Net outflows (excluding liquidity) improved to £6.7 billion (2024: £9.0 billion).
Investment performance strengthenedwith 3-year performance at 80%.
**Strategic Progress**
**Transformation Program**Delivered £180 million in annualized cost savings, exceeding the £150 million target.
**Sustainability**Achieved a near 80% reduction in operational emissions since 2018 and published the first Climate Transition Plan.
**Acquisitions & Simplification**Acquired Jarvis’ retail investor book, increased stake in Tritax, and became the sponsoring employer of the Stagecoach Group Pension Scheme. Sold non-core businesses like Finimize and the financial planning division.
**Outlook**
Confident in FY 2026 targetsadjusted operating profit of at least £300 million and net capital generation of c.£300 million.
Focus on sustainable growth, with net capital generation expected to grow 5-10% annually post-2026.
Continued emphasis on efficiency, innovation, and strengthening the UK Wealth & Investments leadership position.
**CEO Commentary**
Jason Windsor highlighted Aberdeen’s improved position, driven by ii’s strong performance, Adviser’s turnaround efforts, and Investments’ efficiency gains. He emphasized the company’s momentum and commitment to delivering long-term value for stakeholders.
**Conclusion**
Aberdeen Group PLC demonstrated resilience and strategic progress in FY 2025, positioning itself for sustainable growth in 2026 and beyond. Key achievements include exceeding transformation targets, strengthening capital, and enhancing its market leadership in the UK Wealth & Investments sector.
Aberdeen Group PLC Financials and Debt Comparison (2024 vs 2025)
| Metric | 2025 | 2024 | Change |
|---|---|---|---|
| Adjusted Operating Profit (£m) | 264 | 255 | 4% |
| IFRS Profit Before Tax (£m) | 442 | 251 | 76% |
| Adjusted Diluted Earnings per Share (p) | 15.7 | 15.0 | 5% |
| Diluted Earnings per Share (p) | 21.2 | 13.0 | 63% |
| Adjusted Capital Generation (£m) | 323 | 307 | 5% |
| Net Capital Generation (£m) | 239 | 238 | 0% |
| Full Year Dividend per Share (p) | 14.6 | 14.6 | 0% |
| AUMA (£bn) | 556.0 | 511.4 | 9% |
| Net Flows (£bn) | -3.9 | -1.1 | -252% |
| Net Flows Excluding Liquidity (£bn) | -1.7 | -6.1 | 72% |
| Investment Performance - 3 Years (%) | 80 | 60 | 20ppts |