Lion Finance Group PLC announces its consolidated financial results for the first quarter of 2025, showing strong performance and growth. The Groups loan book increased by 23.2% year-over-year, driven by growth in both the Georgian and Armenian businesses. The Group posted a return on average equity (ROAE) of 28.7% in the first quarter. The Groups operating income increased by 52.0% year-over-year, while operating expenses rose by 82.4%. The profit before one-off items was GEL 513.1 million, up 39.0% year-over-year. The Groups total assets reached GEL 53.8 billion, a 26.7% increase year-over-year. The macroeconomic environments in Georgia and Armenia are favorable, with Georgias real GDP growth surpassing expectations at 9.3% year-over-year. The Groups customer lending and client deposits also showed significant growth. The Group maintains a strong liquidity and capital position, with Bank of Georgias Basel III CET1, Tier1, and Total capital ratios <mark style="background-color:yellow">above</mark> the minimum requirements. Overall, the results demonstrate the Groups resilience and ability to generate sustainable value for shareholders.
| Year | Operating Income | Operating Expenses | Profit Before One-off Items | ROAE | Loans to Customers | Client Deposits and Notes | Total Assets | Total Liabilities | Total Equity |
|---|---|---|---|---|---|---|---|---|---|
| 2025 | GEL 978.7m | GEL 342.9m | GEL 513.1m | 28.7% | GEL 34,137.1m | GEL 33,969.3m | GEL 53.8bn | GEL 46.4bn | GEL 7.4bn |
| 2024 | GEL 643.9m | GEL 188.0m | GEL 369.1m | 27.7% | GEL 27,698.8m | GEL 28,330.5m | GEL 42.4bn | GEL 36.4bn | GEL 6.0bn |
| 2024 Q4 | GEL 1,032.0m | GEL 370.6m | GEL 504.7m | 29.6% | GEL 33,558.9m | GEL 33,202.0m | GEL 52.2bn | GEL 45.2bn | GEL 7.0bn |