DFCH - Ticker AI Digest

Distribution Finance Capital Holdings PLC 📰 2
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Digested News

Today's Catalysts (DFCH) 2
DFCH 14:38
Distribution Finance Capital Holdings PLC
Director/PDMR Shareholding
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<mark style="background-coloryellow">Purchase</mark> of Ordinary Shares by a Persons Discharging Managerial Responsibilities ("PDMRs")
DFCH 06:01
Distribution Finance Capital Holdings PLC
Full Year Trading Update
Open AI Digest
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**Summary**
**Distribution Finance Capital Holdings plc (DF Capital)** released a full-year trading update for 2025, highlighting strong financial and operational performance, and extending its medium-term targets to 2030.
**Key Financial Highlights (2025)**
**Record loan origination**Over £1.8bn, up 27% from 2024.
**Loan book growth**Reached £846m, exceeding guidance and up 27% year-on-year.
**Profitability**Statutory pre-tax profit of at least £19m
adjusted pre-tax profit of at least £17.5m, up 22% from 2024.
**Tangible net assets per share**At least 75p, up 20% from 2024.
**Portfolio quality**Strong, with arrears and non-performing loans well within credit appetite.
**Operational Achievements**
Launched a new **asset finance product**, with 120 dealers signed up, primarily in the motorhome and caravan sector.
Improved **customer satisfaction**Net Promoter Score of +59, up 21 points from 2024.
Recognized as a **Great Place to Work**, achieving excellent ratings across employee satisfaction categories.
**Medium-Term Targets (by 2030)**
**Loan book**Exceed £1.5bn.
**Cost-to-income ratio**45%-48%.
**Return on required equity**Approximately 20%.
**Capital management**Fund growth through retained earnings, with potential for accelerated growth, acquisitions, or shareholder returns (dividends/buybacks) post-2028.
**CEO Commentary (Carl DAmmassa)**
Highlighted 2025 as the best year yet, with strong growth, product innovation, and customer satisfaction. Expressed confidence in achieving the 2030 targets, supported by a robust team and market opportunity.
**Next Steps**
Detailed medium-term strategy and audited 2025 results to be announced in March 2026.
**About DF Capital**
A specialist bank founded in 2016, listed on AIM (ticker: DFCH), providing commercial finance and savings products to consumers and small businesses across sectors like Automotive, Leisure, and Luxury.
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DirectorDealing 2
DFCH 14:38
Distribution Finance Capital Holdings PLC
Director/PDMR Shareholding
Open AI Digest
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<mark style="background-coloryellow">Purchase</mark> of Ordinary Shares by a Persons Discharging Managerial Responsibilities ("PDMRs")
DFCH 10:01
Distribution Finance Capital Holdings PLC
Director/PDMR Shareholding
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Updates 1
DFCH 06:01
Distribution Finance Capital Holdings PLC
Full Year Trading Update
Open AI Digest
Return to today’s catalyst cards, chart beacons and AI charts.
**Summary**
**Distribution Finance Capital Holdings plc (DF Capital)** released a full-year trading update for 2025, highlighting strong financial and operational performance, and extending its medium-term targets to 2030.
**Key Financial Highlights (2025)**
**Record loan origination**Over £1.8bn, up 27% from 2024.
**Loan book growth**Reached £846m, exceeding guidance and up 27% year-on-year.
**Profitability**Statutory pre-tax profit of at least £19m
adjusted pre-tax profit of at least £17.5m, up 22% from 2024.
**Tangible net assets per share**At least 75p, up 20% from 2024.
**Portfolio quality**Strong, with arrears and non-performing loans well within credit appetite.
**Operational Achievements**
Launched a new **asset finance product**, with 120 dealers signed up, primarily in the motorhome and caravan sector.
Improved **customer satisfaction**Net Promoter Score of +59, up 21 points from 2024.
Recognized as a **Great Place to Work**, achieving excellent ratings across employee satisfaction categories.
**Medium-Term Targets (by 2030)**
**Loan book**Exceed £1.5bn.
**Cost-to-income ratio**45%-48%.
**Return on required equity**Approximately 20%.
**Capital management**Fund growth through retained earnings, with potential for accelerated growth, acquisitions, or shareholder returns (dividends/buybacks) post-2028.
**CEO Commentary (Carl DAmmassa)**
Highlighted 2025 as the best year yet, with strong growth, product innovation, and customer satisfaction. Expressed confidence in achieving the 2030 targets, supported by a robust team and market opportunity.
**Next Steps**
Detailed medium-term strategy and audited 2025 results to be announced in March 2026.
**About DF Capital**
A specialist bank founded in 2016, listed on AIM (ticker: DFCH), providing commercial finance and savings products to consumers and small businesses across sectors like Automotive, Leisure, and Luxury.
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All Market News (Last 30 Days) 3
DFCH 14:38
Distribution Finance Capital Holdings PLC
Director/PDMR Shareholding
Open AI Digest
Return to today’s catalyst cards, chart beacons and AI charts.
<mark style="background-coloryellow">Purchase</mark> of Ordinary Shares by a Persons Discharging Managerial Responsibilities ("PDMRs")
DFCH 06:01
Distribution Finance Capital Holdings PLC
Full Year Trading Update
Open AI Digest
Return to today’s catalyst cards, chart beacons and AI charts.
**Summary**
**Distribution Finance Capital Holdings plc (DF Capital)** released a full-year trading update for 2025, highlighting strong financial and operational performance, and extending its medium-term targets to 2030.
**Key Financial Highlights (2025)**
**Record loan origination**Over £1.8bn, up 27% from 2024.
**Loan book growth**Reached £846m, exceeding guidance and up 27% year-on-year.
**Profitability**Statutory pre-tax profit of at least £19m
adjusted pre-tax profit of at least £17.5m, up 22% from 2024.
**Tangible net assets per share**At least 75p, up 20% from 2024.
**Portfolio quality**Strong, with arrears and non-performing loans well within credit appetite.
**Operational Achievements**
Launched a new **asset finance product**, with 120 dealers signed up, primarily in the motorhome and caravan sector.
Improved **customer satisfaction**Net Promoter Score of +59, up 21 points from 2024.
Recognized as a **Great Place to Work**, achieving excellent ratings across employee satisfaction categories.
**Medium-Term Targets (by 2030)**
**Loan book**Exceed £1.5bn.
**Cost-to-income ratio**45%-48%.
**Return on required equity**Approximately 20%.
**Capital management**Fund growth through retained earnings, with potential for accelerated growth, acquisitions, or shareholder returns (dividends/buybacks) post-2028.
**CEO Commentary (Carl DAmmassa)**
Highlighted 2025 as the best year yet, with strong growth, product innovation, and customer satisfaction. Expressed confidence in achieving the 2030 targets, supported by a robust team and market opportunity.
**Next Steps**
Detailed medium-term strategy and audited 2025 results to be announced in March 2026.
**About DF Capital**
A specialist bank founded in 2016, listed on AIM (ticker: DFCH), providing commercial finance and savings products to consumers and small businesses across sectors like Automotive, Leisure, and Luxury.
DFCH 10:01
Distribution Finance Capital Holdings PLC
Director/PDMR Shareholding

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DFCH signal theatre built from scored market catalysts, automated AI forecasts, and live trigger logic.

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Fundamentals Matrix

Overall Fundamentals
Signal: Pending
Capital Strength
Signal: Pending
Float Liquidity
Signal: Pending
Short Pressure
Signal: Pending
Target Setup
Signal: Pending
Market Profile
Signal: Pending
Market Cap
95172584
Enterprise Value
68015432
Public Float
91.57
Broker Target
90
Shares Out
164090673
Long Interest
-
Short Interest
-
Exchange
LSE
Currency Code
GBX
ISIN
GB00BJ7HMR72
Market
LSE - AIM
Sector
-
Float / Shares Ratio
-
Short vs Long Delta
-
EV / Market Cap
-

Financials Matrix

Overall Stability
Signal: Pending
Profitability
Signal: Pending
Debt & Cash
Signal: Pending
Valuation Risk
Signal: Pending
Forward Expectation
Signal: Pending
Dividend Safety
Signal: Pending
Divi Rate
-
Ex Divi
2009-01-01
Earnings Date
2025-09-11
Net Debt
-120154000.0
Cash
137570000.0
EPS
0.08
Net Income
15159000.0
Revenue
92064000.0
Enterprise Value
68015432
Trailing PE
7.25
Forward PE
14.7275
Price Sales TTM
1.8265
Price Book MRQ
0.748
EV Revenue
2.0273
EV EBITDA
-

Capital Radar

Capital Regime
—
Building signal blend...
Smart Money Tilt
—
Public vs institutions
Target Conviction
—
Broker coverage pulse
Insider Pressure
—
Director + TR1 flow
Last Held Position
-
Public Hands
-
Institutions
40.173
Institutions As Of
2025-11-18
Avg Broker Target
-
Upside Vs Price
-
Purchase Director Dealing
3
Sale Director Dealing
0
Purchase TR1
38
Sale TR1
30
Broker Coverage Rows
0
Institution Holders Tracked
4
Public Vs Institutional Ownership (3D)
Top Institution Holders (Latest Per Holder)
Director Dealing Sentiment Flow
Broker Target Bias
Signal: Pending
Capital Momentum Matrix
Broker Targets Vs Price
Aggregated Institution Weight By Holder

Short Data - Last 30 Days

Nexus Pulse Engine

Overall Buy/Sell/Hold
Signal: Pending
Technical Composite
Signal: Pending
Financial Composite
Signal: Pending
Fundamental Composite
Signal: Pending
Short Pressure
Signal: Pending
Momentum Bias
Signal: Pending

Volatility Lab

ATR(14)
Realized Vol (20d)
Volume Spike Z

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Today's Catalysts

2 live catalysts just hit DFCH.

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