Sancus Lending Group Limited reported its final results for the year ended 31 December 2025, highlighting a significant uplift in profitability and a 32% increase in turnover to £22.1 million. The company originated £212.5 million in new facilities, a 96% year-on-year increase, and ended the year with £306.7 million in loans under management, up 29%. Profit before tax was £1.2 million, compared to £0.1 million in 2024, reflecting both operational momentum and a stronger financial position. The company operates through three strategic units: Sancus (UK & Ireland), Amberton, and Hawk, with a focus on property lending, private wealth, and asset management. The Board expressed confidence in achieving sustainable profitability in 2026, supported by disciplined cost control and prudent underwriting. Despite macroeconomic challenges, the company sees opportunities in structural undersupply in residential markets and growing demand for secured private credit.
| Financial Metric | 2024 | 2025 | Change |
|---|---|---|---|
| Group Revenue (£ million) | 16.8 | 22.1 | +32% |
| Profit Before Tax (£ million) | 0.1 | 1.2 | +1100% |
| Loan Book (£ million) | 237.6 | 306.7 | +29% |
| UK AUM (£ million) | 84.0 | 125.4 | +49% |
| Irish Loan Book (£ million) | 47.8 | 84.3 | +76% |
| Channel Islands AUM (£ million) | 105.8 | 97.1 | -8% |
| Amberton Loan Note AUM (£ million) | 41.7 | 73.5 | +76% |
| Operating Expenses (£ million) | 6.0 | 7.1 | +18% |
| Group Borrowing Costs (£ million) | 2.3 | 2.1 | -8% |
| Expected Credit Loss (ECL) Credit (£ million) | 0.4 | 0.2 | -50% |
| Total Assets (£ million) | 122.1 | 195.0 | +59% |
| Total Liabilities (£ million) | 124.1 | 193.9 | +56% |
| Net Assets (£ million) | -2.1 | 1.1 | N/A |