NLB - Ticker AI Digest

Nova Ljubljanska Banka d.d. 📰 1
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Today's Catalysts (NLB) 1
NLB 10:06
Nova Ljubljanska Banka d.d.
Results at 15% ROTE Confirm Resilience...
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**Summary**
Nova Ljubljanska Banka d.d. (NLB) announced its financial results for 2025, highlighting resilience and growth momentum. Key points include
1. **Financial Performance**
Profit after tax reached €503.1 million, marking the third consecutive year <mark style="background-color:yellow">above</mark> €500 million.
Revenue grew 3% quarter-on-quarter, with a 15% Return on Tangible Equity (ROTE).
Net Interest Margin (NIM) stabilized, and net interest income began rising despite lower ECB interest rates, supported by 14% loan volume growth.
2. **Business Highlights**
Strong loan growth across segments and markets, fully funded by deposit growth.
Leasing business contributed over €35 million to group profit, emphasizing its strategic importance.
Net fee and commission income grew close to double digits, driven by value-added services like asset management and bancassurance.
3. **Capital Position**
Robust capital ratios post-AT1 bond issuance in November 2025, enabling organic growth, M&A opportunities, and high shareholder remuneration.
4. **Digital Transformation**
IT investments yielded results, with NLB Klik recognized as Slovenias best digital bank.
Digital active users increased by 5.7% YoY, and digital sales of core products rose to 36.0%.
Group digital penetration exceeded 60%, on track to reach 80% by 2030.
5. **Strategic Outlook**
CEO Blaž Brodnjak emphasized sustainable value creation, dividend returns, and strategic transformation focused on digitalization and customer experience.
Supervisory Board Chairman Primož Karpe highlighted NLBs readiness to address industry disruption through precision in capital allocation, technology, and business model evolution.
6. **Upcoming Events**
NLB Investor Day scheduled for May 72026in SarajevoBIH.
Q4 and Full Year 2025 earnings call on February 12, 2026, at 16:00 CEST.
NLBs results underscore its strong performance, strategic focus, and commitment to long-term competitiveness in Southeast Europe.
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Results 1
NLB 10:06
Nova Ljubljanska Banka d.d.
Results at 15% ROTE Confirm Resilience...
Open AI Digest
Return to today’s catalyst cards, chart beacons and AI charts.
**Summary**
Nova Ljubljanska Banka d.d. (NLB) announced its financial results for 2025, highlighting resilience and growth momentum. Key points include
1. **Financial Performance**
Profit after tax reached €503.1 million, marking the third consecutive year <mark style="background-color:yellow">above</mark> €500 million.
Revenue grew 3% quarter-on-quarter, with a 15% Return on Tangible Equity (ROTE).
Net Interest Margin (NIM) stabilized, and net interest income began rising despite lower ECB interest rates, supported by 14% loan volume growth.
2. **Business Highlights**
Strong loan growth across segments and markets, fully funded by deposit growth.
Leasing business contributed over €35 million to group profit, emphasizing its strategic importance.
Net fee and commission income grew close to double digits, driven by value-added services like asset management and bancassurance.
3. **Capital Position**
Robust capital ratios post-AT1 bond issuance in November 2025, enabling organic growth, M&A opportunities, and high shareholder remuneration.
4. **Digital Transformation**
IT investments yielded results, with NLB Klik recognized as Slovenias best digital bank.
Digital active users increased by 5.7% YoY, and digital sales of core products rose to 36.0%.
Group digital penetration exceeded 60%, on track to reach 80% by 2030.
5. **Strategic Outlook**
CEO Blaž Brodnjak emphasized sustainable value creation, dividend returns, and strategic transformation focused on digitalization and customer experience.
Supervisory Board Chairman Primož Karpe highlighted NLBs readiness to address industry disruption through precision in capital allocation, technology, and business model evolution.
6. **Upcoming Events**
NLB Investor Day scheduled for May 72026in SarajevoBIH.
Q4 and Full Year 2025 earnings call on February 12, 2026, at 16:00 CEST.
NLBs results underscore its strong performance, strategic focus, and commitment to long-term competitiveness in Southeast Europe.
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All Market News (Last 30 Days) 1
NLB 10:06
Nova Ljubljanska Banka d.d.
Results at 15% ROTE Confirm Resilience...
Open AI Digest
Return to today’s catalyst cards, chart beacons and AI charts.
**Summary**
Nova Ljubljanska Banka d.d. (NLB) announced its financial results for 2025, highlighting resilience and growth momentum. Key points include
1. **Financial Performance**
Profit after tax reached €503.1 million, marking the third consecutive year <mark style="background-color:yellow">above</mark> €500 million.
Revenue grew 3% quarter-on-quarter, with a 15% Return on Tangible Equity (ROTE).
Net Interest Margin (NIM) stabilized, and net interest income began rising despite lower ECB interest rates, supported by 14% loan volume growth.
2. **Business Highlights**
Strong loan growth across segments and markets, fully funded by deposit growth.
Leasing business contributed over €35 million to group profit, emphasizing its strategic importance.
Net fee and commission income grew close to double digits, driven by value-added services like asset management and bancassurance.
3. **Capital Position**
Robust capital ratios post-AT1 bond issuance in November 2025, enabling organic growth, M&A opportunities, and high shareholder remuneration.
4. **Digital Transformation**
IT investments yielded results, with NLB Klik recognized as Slovenias best digital bank.
Digital active users increased by 5.7% YoY, and digital sales of core products rose to 36.0%.
Group digital penetration exceeded 60%, on track to reach 80% by 2030.
5. **Strategic Outlook**
CEO Blaž Brodnjak emphasized sustainable value creation, dividend returns, and strategic transformation focused on digitalization and customer experience.
Supervisory Board Chairman Primož Karpe highlighted NLBs readiness to address industry disruption through precision in capital allocation, technology, and business model evolution.
6. **Upcoming Events**
NLB Investor Day scheduled for May 72026in SarajevoBIH.
Q4 and Full Year 2025 earnings call on February 12, 2026, at 16:00 CEST.
NLBs results underscore its strong performance, strategic focus, and commitment to long-term competitiveness in Southeast Europe.

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Fundamentals Matrix

Overall Fundamentals
Signal: Pending
Capital Strength
Signal: Pending
Float Liquidity
Signal: Pending
Short Pressure
Signal: Pending
Target Setup
Signal: Pending
Market Profile
Signal: Pending
Market Cap
1132409984
Enterprise Value
-
Public Float
14.99
Broker Target
48
Shares Out
100000000
Long Interest
-
Short Interest
-
Exchange
LSE
Currency Code
EUR
ISIN
None
Market
None
Sector
Banks
Float / Shares Ratio
-
Short vs Long Delta
-
EV / Market Cap
-

Financials Matrix

Overall Stability
Signal: Pending
Profitability
Signal: Pending
Debt & Cash
Signal: Pending
Valuation Risk
Signal: Pending
Forward Expectation
Signal: Pending
Dividend Safety
Signal: Pending
Divi Rate
2.57
Ex Divi
2025-12-19
Earnings Date
2026-02-18
Net Debt
-
Cash
4418902000.0
EPS
5.04
Net Income
503055000.0
Revenue
1357119000.0
Enterprise Value
-
Trailing PE
0.0222
Forward PE
-
Price Sales TTM
0.9017
Price Book MRQ
1.2164
EV Revenue
5.0754
EV EBITDA
-

Capital Radar

Capital Regime
—
Building signal blend...
Smart Money Tilt
—
Public vs institutions
Target Conviction
—
Broker coverage pulse
Insider Pressure
—
Director + TR1 flow
Last Held Position
100000000
Public Hands
14.99
Institutions
-
Institutions As Of
-
Avg Broker Target
-
Upside Vs Price
-
Purchase Director Dealing
0
Sale Director Dealing
0
Purchase TR1
0
Sale TR1
0
Broker Coverage Rows
0
Institution Holders Tracked
0
Public Vs Institutional Ownership (3D)
Top Institution Holders (Latest Per Holder)
Director Dealing Sentiment Flow
Broker Target Bias
Signal: Pending
Capital Momentum Matrix
Broker Targets Vs Price
Aggregated Institution Weight By Holder

Short Data - Last 30 Days

Nexus Pulse Engine

Overall Buy/Sell/Hold
Signal: Pending
Technical Composite
Signal: Pending
Financial Composite
Signal: Pending
Fundamental Composite
Signal: Pending
Short Pressure
Signal: Pending
Momentum Bias
Signal: Pending

Volatility Lab

ATR(14)
Realized Vol (20d)
Volume Spike Z

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Today's Catalysts

1 live catalyst just hit NLB.

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