ALFA - Ticker AI Digest

Alfa Financial Software Holdings PLC 📰 1
Desk Snapshot GO VIP Login
Important AI Risk Notice

Charts, catalyst summaries, AI scores, forecasts and price context are AI-driven and can hallucinate, lag or miss market-changing information.

Not investment advice. Markets can move fast and any trade or allocation decision remains your responsibility.
AI can hallucinate. Summaries, rankings, forecasts and commentary can be wrong, incomplete or misleading.
AI-driven data only. Signals, dates, prices, sentiment and automation outputs may be delayed, estimated or stale.
Always verify externally. Confirm prices, filings, broker notes and trade setup details with independent sources before acting.
Mobile Command Deck
Alfa Financial Software Holdings PLC in one cleaner mobile flow.
Tap straight into the module you want. No sideways tab hunt, just a clean route into charts, news, Today’s AI, and the deeper desks.
ALFA Data 2026-04-09 Preview Mode
Core Deck
Deep Dive Modules

Digested News

Today's Catalysts (ALFA) 1
ALFA 09:35
Alfa Financial Software Holdings PLC
Vesting of award under the LTIP
AI Expand: Explanation + Tables
Return to today’s catalyst cards, chart beacons and AI charts.
Alfa Financial Software Holdings PLC announced the vesting of awards under its 2017 Long Term Incentive Plan (LTIP) at 73.6% of the maximum on April 7, 2026. Shares were net-settled to cover tax liabilities, with the remainder retained by recipients. Duncan Magrath (CFO) and Matthew White (COO) transferred 124,741 and 66,492 shares, respectively, to their spouses for nil consideration. The transactions were disclosed in compliance with UK Market Abuse Regulation.
Awards
AI 0
No items for this category on selected date.
Acquisitions 0
No items for this category on selected date.
Agreement 0
No items for this category on selected date.
Approvals 0
No items for this category on selected date.
Authorisation 0
No items for this category on selected date.
Awards 1
ALFA 09:35
Alfa Financial Software Holdings PLC
Vesting of award under the LTIP
AI Expand: Explanation + Tables
Return to today’s catalyst cards, chart beacons and AI charts.
Alfa Financial Software Holdings PLC announced the vesting of awards under its 2017 Long Term Incentive Plan (LTIP) at 73.6% of the maximum on April 7, 2026. Shares were net-settled to cover tax liabilities, with the remainder retained by recipients. Duncan Magrath (CFO) and Matthew White (COO) transferred 124,741 and 66,492 shares, respectively, to their spouses for nil consideration. The transactions were disclosed in compliance with UK Market Abuse Regulation.
Awards
BTC 0
No items for this category on selected date.
Blockchain 0
No items for this category on selected date.
Breakthrough 0
No items for this category on selected date.
BuyBack 0
No items for this category on selected date.
Cancellations 0
No items for this category on selected date.
CashOffer 0
No items for this category on selected date.
Collaborate 0
No items for this category on selected date.
ContractWin 0
No items for this category on selected date.
Covid-19 0
No items for this category on selected date.
Deals 0
No items for this category on selected date.
Diamond 0
No items for this category on selected date.
DirectorDealing 0
No items for this category on selected date.
Discovery 0
No items for this category on selected date.
Exceeded 0
No items for this category on selected date.
FCA 0
No items for this category on selected date.
FDA 0
No items for this category on selected date.
Grants 0
No items for this category on selected date.
InvestmentPlan 0
No items for this category on selected date.
JV 0
No items for this category on selected date.
Launch 0
No items for this category on selected date.
Litigation 0
No items for this category on selected date.
NewContract 0
No items for this category on selected date.
Offers 0
No items for this category on selected date.
Offtake 0
No items for this category on selected date.
Orders 0
No items for this category on selected date.
Partner 0
No items for this category on selected date.
Patents 0
No items for this category on selected date.
Placing 0
No items for this category on selected date.
Positive 0
No items for this category on selected date.
Proposals 0
No items for this category on selected date.
Reports 1
ALFA 08:37
Alfa Financial Software Holdings PLC
Annual Report and Accounts and Notice of 2026 AGM
Results 1
ALFA 06:01
Alfa Financial Software Holdings PLC
Full Year Results for year ended 31 December 2025
AI Expand: Explanation + Tables
Return to today’s catalyst cards, chart beacons and AI charts.
**Summary of Alfa Financial Software Holdings PLCs Full Year Results for 2025**
**Financial Performance**
**Revenue Growth** Revenue increased by 15% to £126.7 million in 2025, driven by a 16% growth in subscription revenues, which reached £43.6 million.
**Profitability** Operating profit rose by 17% to £40.1 million, with an operating margin of 31.6%. Profit before tax also increased by 18% to £40.1 million.
**Earnings Per Share (EPS)** Basic EPS grew by 17% to 10.19 pence, and diluted EPS increased by 18% to 10.14 pence.
**Cash Generation** Strong cash generation continued, with a 97% free cash flow conversion rate. Cash reserves increased to £26.4 million.
**Strategic Highlights**
**Subscription Revenue Growth** Subscription revenues grew by 16%, becoming the fastest-growing revenue stream. Annual Recurring Revenue (ARR) increased by 15% to £43.9 million.
**Customer Expansion** Alfa Cloud customers increased to 22, up from 21 in 2024. Net Revenue Retention (NRR) improved to 109%, reflecting strong customer retention and expansion.
**Product Development** Invested £37.7 million in product development, focusing on US Auto Originations, Fleet, and Commercial Finance, to expand market reach and addressable markets.
**Sales and Delivery Momentum** Strong late-stage pipeline with 10 prospects, 5 of which are working under letters of engagement. Delivered 35 go-lives, demonstrating robust delivery execution.
**Employee Growth and Retention** Average headcount increased by 6% to 516, with a high staff retention rate of 97%.
**Dividends**
**Ordinary Dividend** Increased to 1.5 pence per share, up 7% from the previous year.
**Special Dividend** Declared a special dividend of 3.1 pence per share, up 29% from the previous year, reflecting confidence in future performance.
**Outlook**
**Revenue Growth** Expects strong subscription revenue growth and good delivery revenue growth in 2026, despite currency headwinds and macro uncertainty.
**US Market** The US business now accounts for 45% of revenues, creating a headwind for reported results due to current exchange rates.
**Pipeline Strength** Maintains a healthy sales pipeline, with good activity in the early stages, indicating continued demand for Alfas software solutions.
**CEO Commentary**
Andrew Denton, CEO, highlighted exceptional operational and financial performance, achieving a "Rule of 40" target with 17% constant currency revenue growth and a 32% operating profit margin. He emphasized strategic progress in subscription revenues, product development, and AI integration, positioning Alfa for continued growth and market expansion.
**Conclusion**
Alfa Financial Software Holdings PLC delivered strong financial and operational results in 2025, with significant growth in subscription revenues, robust profitability, and strategic advancements in product development and market expansion. The company remains confident in its future prospects, supported by a healthy pipeline and continued investment in innovation.
Here is the HTML table code comparing the financials and debt year on year for Alfa Financial Software Holdings PLC:
Metric2025 (£m)2024 (£m)Change (%)
Revenue126.7109.915%
Operating Profit40.134.317%
Profit Before Tax40.134.118%
Cash26.420.529%
Total Contract Value (TCV)227.5221.33%
Debt000%
**Notes:** * The table includes key financial metrics such as revenue, operating profit, profit before tax, cash, total contract value (TCV), and debt. * The "Change (%)" column shows the percentage change between 2025 and 2024 for each metric. * The debt column shows that Alfa Financial Software Holdings PLC has no bank debt in both 2025 and 2024. This table provides a concise comparison of the company's financial performance and debt position between 2025 and 2024.
Significant 0
No items for this category on selected date.
Speculation 0
No items for this category on selected date.
Strategic 0
No items for this category on selected date.
Suspension 0
No items for this category on selected date.
TR1 0
No items for this category on selected date.
Takeover 0
No items for this category on selected date.
Understanding 0
No items for this category on selected date.
Updates 0
No items for this category on selected date.
Vaccine 0
No items for this category on selected date.
Wins 0
No items for this category on selected date.
Worth 0
No items for this category on selected date.
All Market News (Last 30 Days) 3
ALFA 09:35
Alfa Financial Software Holdings PLC
Vesting of award under the LTIP
AI Expand: Explanation + Tables
Return to today’s catalyst cards, chart beacons and AI charts.
Alfa Financial Software Holdings PLC announced the vesting of awards under its 2017 Long Term Incentive Plan (LTIP) at 73.6% of the maximum on April 7, 2026. Shares were net-settled to cover tax liabilities, with the remainder retained by recipients. Duncan Magrath (CFO) and Matthew White (COO) transferred 124,741 and 66,492 shares, respectively, to their spouses for nil consideration. The transactions were disclosed in compliance with UK Market Abuse Regulation.
Awards
ALFA 08:37
Alfa Financial Software Holdings PLC
Annual Report and Accounts and Notice of 2026 AGM
ALFA 06:01
Alfa Financial Software Holdings PLC
Full Year Results for year ended 31 December 2025
AI Expand: Explanation + Tables
Return to today’s catalyst cards, chart beacons and AI charts.
**Summary of Alfa Financial Software Holdings PLCs Full Year Results for 2025**
**Financial Performance**
**Revenue Growth** Revenue increased by 15% to £126.7 million in 2025, driven by a 16% growth in subscription revenues, which reached £43.6 million.
**Profitability** Operating profit rose by 17% to £40.1 million, with an operating margin of 31.6%. Profit before tax also increased by 18% to £40.1 million.
**Earnings Per Share (EPS)** Basic EPS grew by 17% to 10.19 pence, and diluted EPS increased by 18% to 10.14 pence.
**Cash Generation** Strong cash generation continued, with a 97% free cash flow conversion rate. Cash reserves increased to £26.4 million.
**Strategic Highlights**
**Subscription Revenue Growth** Subscription revenues grew by 16%, becoming the fastest-growing revenue stream. Annual Recurring Revenue (ARR) increased by 15% to £43.9 million.
**Customer Expansion** Alfa Cloud customers increased to 22, up from 21 in 2024. Net Revenue Retention (NRR) improved to 109%, reflecting strong customer retention and expansion.
**Product Development** Invested £37.7 million in product development, focusing on US Auto Originations, Fleet, and Commercial Finance, to expand market reach and addressable markets.
**Sales and Delivery Momentum** Strong late-stage pipeline with 10 prospects, 5 of which are working under letters of engagement. Delivered 35 go-lives, demonstrating robust delivery execution.
**Employee Growth and Retention** Average headcount increased by 6% to 516, with a high staff retention rate of 97%.
**Dividends**
**Ordinary Dividend** Increased to 1.5 pence per share, up 7% from the previous year.
**Special Dividend** Declared a special dividend of 3.1 pence per share, up 29% from the previous year, reflecting confidence in future performance.
**Outlook**
**Revenue Growth** Expects strong subscription revenue growth and good delivery revenue growth in 2026, despite currency headwinds and macro uncertainty.
**US Market** The US business now accounts for 45% of revenues, creating a headwind for reported results due to current exchange rates.
**Pipeline Strength** Maintains a healthy sales pipeline, with good activity in the early stages, indicating continued demand for Alfas software solutions.
**CEO Commentary**
Andrew Denton, CEO, highlighted exceptional operational and financial performance, achieving a "Rule of 40" target with 17% constant currency revenue growth and a 32% operating profit margin. He emphasized strategic progress in subscription revenues, product development, and AI integration, positioning Alfa for continued growth and market expansion.
**Conclusion**
Alfa Financial Software Holdings PLC delivered strong financial and operational results in 2025, with significant growth in subscription revenues, robust profitability, and strategic advancements in product development and market expansion. The company remains confident in its future prospects, supported by a healthy pipeline and continued investment in innovation.
Here is the HTML table code comparing the financials and debt year on year for Alfa Financial Software Holdings PLC:
Metric2025 (£m)2024 (£m)Change (%)
Revenue126.7109.915%
Operating Profit40.134.317%
Profit Before Tax40.134.118%
Cash26.420.529%
Total Contract Value (TCV)227.5221.33%
Debt000%
**Notes:** * The table includes key financial metrics such as revenue, operating profit, profit before tax, cash, total contract value (TCV), and debt. * The "Change (%)" column shows the percentage change between 2025 and 2024 for each metric. * The debt column shows that Alfa Financial Software Holdings PLC has no bank debt in both 2025 and 2024. This table provides a concise comparison of the company's financial performance and debt position between 2025 and 2024.

Today's AI

Today's AI Starts With News

1 live catalyst is opening Today’s AI for ALFA.

Start with the live headline tape first. Today’s AI findings sit next, and the AI Blend stack drops lower once the news context is framed. Financial Forecastist now feeds the blend too.
Live Tape Data 2026-04-09 Blend Lower Down
Read the alert tape first, then open Today’s AI findings. Use AI Expand on any card to open the AI explanation, results tables and financial forecast rows instantly.
1 Today
Front Of Desk
Alfa Financial Software Holdings PLC has fresh news flow live now, so Today’s AI is leading with the tape before the blended signal stack below.
Single-Ticker Today's AI
ALFA signal theatre built from scored market catalysts, automated AI forecasts, financial forecasting and live trigger logic.

This is the ticker-specific Today’s AI desk for Alfa Financial Software Holdings PLC. It compresses the live catalyst tape, bullish and bearish scoring, AI price forecasts, financial forecasting and trigger logic into one cockpit so users can judge conviction without hopping across screens.

Subscription Required Bullish vs Bearish Scoring AI + Financial Blend Buy / Sell Trigger Engine Today's AI Findings
Create Account Member Login
Subscriber Unlock
Subscribe to unlock the full ALFA Today’s AI cockpit.

Subscription turns this tab into a live signal desk with today’s news findings at the top, AI plus financial blend comparisons at the bottom, buy and sell trigger logic, and the full findings ledger behind every scored row.

  • AI-scored market headlines with sentiment buckets and buzzword breakdowns.
  • Forecast leaders ranked by projected gain against current market price.
  • Advanced technical scans, AI forecast stacks, and predictive MACD inside the live stock terminal charts.
  • Single-ticker AI Crunch desks with buy or sell trigger logic and full catalyst ledgers.
  • Scored earnings shock board with predicted direction, sector pulse and catalyst narrative.
  • Fast market scan built for event-driven trading, not passive dashboards.
Subscribe to unlock the ticker-specific Today’s AI stack, sentiment gauges, AI blend stage, and the full findings ledger for ALFA on 2026-04-09.

Fundamentals Matrix

Overall Fundamentals
Signal: Pending
Capital Strength
Signal: Pending
Float Liquidity
Signal: Pending
Short Pressure
Signal: Pending
Target Setup
Signal: Pending
Market Profile
Signal: Pending
Market Cap
463.7M
Enterprise Value
451.2M
Public Float
43.8
Broker Target
267.143
Shares Out
297.3M
Long Interest
86
Short Interest
14
Exchange
LSE
Currency Code
GBX
ISIN
GB00BDHXPG30
Market
LSE - MAIN MARKET
Sector
Software and Computer Services
Float / Shares Ratio
-
Short vs Long Delta
-
EV / Market Cap
-

Financials Matrix

News And Alerts First

1 live alert now opens the financials desk for ALFA.

Start with the headline flow and alert tape first. Then drop straight into Financial Forecastist below for the revenue path, EPS shape, cash pressure and balance-sheet read while the catalyst context is still hot.
Live Alerts Data 2026-04-09 Forecastist Below
Read the alert tape first, then move into Financial Forecastist below. Use AI Expand on any catalyst card to open the AI explanation and results tables without losing the ticker context.
1 Alerts
Front Of Desk
Alfa Financial Software Holdings PLC has fresh filing flow live now, so the tape is framing the revenue, leverage and valuation story below.
Overall Stability
Signal: Pending
Profitability
Signal: Pending
Debt & Cash
Signal: Pending
Valuation Risk
Signal: Pending
Forward Expectation
Signal: Pending
Dividend Safety
Signal: Pending
Divi Rate
0.02
Ex Divi
2026-05-28
Earnings Date
2026-03-12
Net Debt
-17.1M
Cash
26.4M
EPS
0.1
Net Income
30.1M
Revenue
126.7M
Enterprise Value
451.2M
Trailing PE
15.6
Forward PE
17.094
Price Sales TTM
3.6601
Price Book MRQ
9.3147
EV Revenue
3.6659
EV EBITDA
10.5321
Financial Forecastist

Improving financial engine

Revenue is accelerating +30.8% against the prior comparable period. Net margin is expanding by 1.3 pts. Net debt is building +25.7%.

Revenue +30.8% Net Income +39.2% FCF +142.7% Current Ratio 1.60x Forward Rev 0
Improving
Quarter Revenue
64.2M
+30.8%
vs prior comparable quarter
Net Margin
+22.1%
+1.3 pts
profitability pulse
Free Cash Flow
19.9M
+142.7%
cash conversion
Net Debt / EBITDA
-0.8x
+25.7%
lower is cleaner
Revenue Engine

Latest quarter printed 64.2M with the top line pushing higher against the last comparable period.

Profit Stack

Net income landed at 14.2M and the margin profile is broadening. That usually tells us whether operating leverage is finally kicking in.

Balance-Sheet Pressure

Cash sits near 26.4M while net debt is -17.1M. The leverage stack is moving the wrong way.

Quarterly Revenue Runway

Actual revenue bars, consensus revenue where available, plus the terminal model path.

Profit And Cash Conversion

Net income and free cash flow moving together is usually what separates genuine improvement from noise.

Balance-Sheet Pressure

Cash, net debt and liquidity tell us whether the business is strengthening or just surviving.

Annual Power Curve

Longer-cycle revenue and net income help frame whether the company is compounding or rolling over.
Q3 2023
Consensus
0
Revenue Path
0.00
EPS / Earnings
Growth cue -
Q1 2024
Consensus
0
Revenue Path
0.00
EPS / Earnings
Growth cue -
Q2 2024
Consensus
0
Revenue Path
0.00
EPS / Earnings
Growth cue -
Q3 2024
Consensus
0
Revenue Path
0.00
EPS / Earnings
Growth cue -
FY 2026
Consensus
134.6M
Revenue Path
0.10
EPS / Earnings
Growth cue -0.1%
FY 2027
Consensus
144.9M
Revenue Path
0.10
EPS / Earnings
Growth cue +0.1%

Quarterly Statement Tape

Last 6 Quarters
Period Revenue Net Income FCF Net Debt
Q4 2025 64.2M 14.2M 19.9M -17.1M
Q2 2025 62.5M 15.9M 17.3M -14.4M
Q4 2024 57.6M 13.7M 14.3M -11.2M
Q2 2024 52.3M 11.9M 13.8M -12.9M
Q4 2023 49.1M 10.2M 8.2M -13.6M
Q2 2023 52.9M 13.3M 20.9M -17.5M

Annual Financial Power

Last 5 Years
Period Revenue Net Income EBITDA FCF
FY 2025 126.7M 30.1M 42.2M 37.5M
FY 2024 109.9M 25.6M 37.5M 22.8M
FY 2023 102.0M 23.5M 32.9M 28.8M
FY 2022 93.3M 24.5M 32.5M 24.9M
FY 2021 83.2M 19.2M 27.7M 25.4M

Structure DNA

Market Structure DNA has not been loaded for this ticker yet. Once the A15 loader runs, this desk will light up with regime labels, ownership lock, dividend cadence, and structure charts.

Capital Radar

Capital Regime
—
Building signal blend...
Smart Money Tilt
—
Public vs institutions
Target Conviction
—
Broker coverage pulse
Insider Pressure
—
Director + TR1 flow
Last Held Position
297264050
Public Hands
43.83
Institutions
-
Institutions As Of
-
Avg Broker Target
-
Upside Vs Price
-
Purchase Director Dealing
0
Sale Director Dealing
0
Purchase TR1
1
Sale TR1
0
Broker Coverage Rows
1
Institution Holders Tracked
0
Public Vs Institutional Ownership (3D)
Top Institution Holders (Latest Per Holder)
Director Dealing Sentiment Flow
Broker Target Bias
Signal: Pending
Capital Momentum Matrix
Broker Targets Vs Price
Aggregated Institution Weight By Holder

Short Data - Last 30 Days

Nexus Pulse Engine

Overall Buy/Sell/Hold
Signal: Pending
Technical Composite
Signal: Pending
Financial Composite
Signal: Pending
Fundamental Composite
Signal: Pending
Short Pressure
Signal: Pending
Momentum Bias
Signal: Pending

Volatility Lab

ATR(14)
Realized Vol (20d)
Volume Spike Z

AI Charts

News And Alerts First

The alert tape opens the door for ALFA, and AI Charts sits just below.

Start with the headline flow and live catalyst tape first. Then move straight into AI Charts below for price reaction, AI targets, chart structure and catalyst beacons while the news context is still hot.
Live Tape Data 2026-04-09 AI Charts Below
Read the alert tape first, then move into AI Charts below. Use AI Expand on any catalyst card to open the AI explanation and results tables instantly.
1 Today
Catalyst Pulse
Alfa Financial Software Holdings PLC has fresh news flow live now, so the tape is framing the chart workspace below.
AI Charts Studio
ALFA Price History
Live structure, automated forecasts, technical overlays and catalyst beacons in one chart workspace.
30 Day View Window 30D Data 2026-04-09 Open Preview Studio Brief
Chart Intelligence Suite
Swipe the timeframe, call the overlays, and keep the AI signal stack fused into one chart cockpit.
The mobile chart console is now framed as one connected surface so forecasting, structure, catalyst beacons and chart tools all sit inside the price workspace.

Automated signalling scans momentum shifts, crossovers and volatility breaks in real time. Automated AI forecasts map best, average and worst simulation paths forward, predictive MACD extends the momentum story, and catalyst beacons pin market-moving headlines directly onto price action so users can connect news, signals and structure without leaving the chart.

Automated Signalling Automated AI Forecasts Predictive MACD Catalyst Beacons Live Price Structure
Desk Snapshot Member Login
Indicators0
Technicals0
AI Forecast -0.26%
RSI Gauge
Price Change
AI Forecast