EFG Holding S.A.E. reported its full-year 2025 results, highlighting a Group net profit after tax and minority interest of EGP4.1 billion on operating revenues of EGP26.0 billion. Key points include
**Group Performance**Revenues grew 7% YoY, driven by BANK NXT, EFG Finance, Brokerage, and Buy-Side, despite a strong 2024 base. Expenses rose 13% YoY due to higher G&A, provisions, and employee costs, leading to a 5% decline in net operating profit and 3% in net profit before tax. Net profit after tax fell 5% YoY to EGP4.1 billion.
**EFG Hermes**Mixed results with Brokerage and Buy-Side growth, but overall revenues dropped 19% YoY to EGP11.9 billion due to lower Holding & Treasury and Investment Banking revenues. Net profit after tax fell 50% YoY to EGP1.3 billion.
**EFG Finance**Strong growth with 39% revenue increase, led by Valu, Tanmeyah, Leasing, and Factoring. Net profit after tax rose 45% YoY to EGP1.2 billion.
**BANK NXT**Revenues surged 52% YoY to EGP7.5 billion, driven by net interest income and asset sales. Net profit after tax jumped 77% YoY to EGP3.1 billion.
Overall, EFG Holding demonstrated resilience despite challenges, with varied performance across subsidiaries.
| Metric | 2024 | 2025 | YoY Change |
|---|---|---|---|
| EFG Holding - Group Net Profit After Tax (EGP Billion) | 4.3 | 4.1 | -5% |
| EFG Holding - Operating Revenue (EGP Billion) | 24.3 | 26.0 | +7% |
| EFG Holding - Total Assets (EGP Billion) | 215.0 | 230.6 | +7% |
| EFG Holding - Total Operating Expenses (EGP Billion) | 18.0 | 20.3 | +13% |
| EFG Hermes - Total Revenues (EGP Billion) | 14.7 | 11.9 | -19% |
| EFG Hermes - Net Profit After Tax (EGP Billion) | 2.6 | 1.3 | -50% |
| EFG Finance - Revenues (EGP Billion) | 5.8 | 8.0 | +39% |
| EFG Finance - Net Profit After Tax (EGP Billion) | 0.8 | 1.2 | +45% |
| BANK NXT - Revenues (EGP Billion) | 4.9 | 7.5 | +52% |
| BANK NXT - Net Profit After Tax (EGP Billion) | 1.8 | 3.1 | +77% |