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TradingFloor AI · Stock TerminalPFSI - Ticker AI Digest
PennyMac Finl Svcs Inc 📰 1
73.38000000
| Today -0.29%
●
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Mobile Command Deck
PennyMac Finl Svcs Inc in one cleaner mobile flow.
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PFSI
Data 2026-08-31
Preview Mode
Core Deck
Deep Dive Modules
Digested News
Today's Catalysts (PFSI) 1
PFSI
18:00
PennyMac Finl Svcs Inc
AI 0
Acquisitions 0
Admission 0
Agreement 0
Approvals 1
PFSI
12:39
PennyMac Finl Svcs Inc
Authorisation 0
Awards 0
BTC 0
BlockListing 0
Blockchain 0
Breakthrough 0
BuyBack 0
Cancellations 0
CashOffer 0
Circular 0
ClinicalTrial 0
Collaborate 0
ContractWin 0
Covid-19 0
Deals 0
Diamond 0
DirectorDealing 0
DirectorateChange 0
Discovery 0
Dividend 0
Exceeded 0
FCA 0
FDA 0
Form83 0
GeneralMeeting 0
Grants 0
InvestmentPlan 0
IssueOfEquity 0
JV 0
Launch 0
Litigation 0
MonthlyFactsheet 0
NAV 0
NameChange 0
NewContract 0
Offers 0
Offtake 0
Orders 0
OwnShares 0
Partner 0
Patents 0
Placing 0
Positive 0
ProfitWarning 0
Proposals 0
Prospectus 0
Reports 0
Results 0
SchemeOfArrangement 0
Significant 0
Speculation 0
Strategic 0
Suspension 0
TR1 0
TVR 0
Takeover 0
US News 0
Understanding 0
Updates 0
Vaccine 0
Wins 0
Worth 0
All Market News (Last 30 Days) 25
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Today's AI
PFSI · Agentic Market Intelligence
PFSI intelligence is listening.
The engine is monitoring news, price structure, forecasts and financial changes. New scored evidence will appear here against this stock automatically.
AI bias0.0
Bullish0
Bearish0
Today's AI Starts With News
1 live catalyst is opening Today’s AI for PFSI.
Start with the live headline tape first. Today’s AI findings sit next, and the AI Blend stack drops lower once the news context is framed. Financial Forecastist now feeds the blend too.
Live Tape
Data 2026-08-31
Blend Lower Down
Read the alert tape first, then open Today’s AI findings. Use AI Expand on any card to open the AI explanation, results tables and financial forecast rows instantly.
1
Today
Front Of Desk
PennyMac Finl Svcs Inc has fresh news flow live now, so Today’s AI is leading with the tape before the blended signal stack below.
Single-Ticker Today's AI
PFSI signal theatre built from scored market catalysts, automated AI forecasts, financial forecasting and live trigger logic.
This is the ticker-specific Today’s AI desk for PennyMac Finl Svcs Inc. It compresses the live catalyst tape, bullish and bearish scoring, AI price forecasts, financial forecasting and trigger logic into one cockpit so users can judge conviction without hopping across screens.
Subscription Required
Bullish vs Bearish Scoring
AI + Financial Blend
Buy / Sell Trigger Engine
Today's AI Findings
Subscriber Unlock
Subscribe to unlock the full PFSI Today’s AI cockpit.
Subscription turns this tab into a live signal desk with today’s news findings at the top, AI plus financial blend comparisons at the bottom, buy and sell trigger logic, and the full findings ledger behind every scored row.
- AI-scored market headlines with sentiment buckets and buzzword breakdowns.
- Forecast leaders ranked by projected gain against current market price.
- Advanced technical scans, AI forecast stacks, and predictive MACD inside the live stock terminal charts.
- Single-ticker AI Crunch desks with buy or sell trigger logic and full catalyst ledgers.
- Scored earnings shock board with predicted direction, sector pulse and catalyst narrative.
- Fast market scan built for event-driven trading, not passive dashboards.
Subscribe to unlock the ticker-specific Today’s AI stack, sentiment gauges, AI blend stage, and the full findings ledger for PFSI on 2026-08-31.
Fundamentals Matrix
About PennyMac Finl Svcs Inc
PennyMac Financial Services, Inc., through its subsidiaries, engages in the mortgage banking and investment management activities in the United States. The company operates through two segments, Production and Servicing. The Production segment is involved in the origination, acquisition, and sale of loans. This segment also sources residential conventional and government-insured or guaranteed mortgage loans through correspondent production, consumer direct lending, and broker direct lending. The Servicing segment performs loan administration, collection, and default management activities, including the collection and remittance of loan payments; responds to customer inquiries; provides accounting for principal and interest; holds custodial funds for the payment of property taxes and insurance premiums; offers counseling for delinquent borrowers; and supervising foreclosures and property dispositions, as well as administers loss mitigation activities comprising modification and forbearance programs, and supervising foreclosures and property dispositions. The company was founded in 2008 and is headquartered in Westlake Village, California.
Overall Fundamentals
Signal: Pending
Capital Strength
Signal: Pending
Float Liquidity
Signal: Pending
Short Pressure
Signal: Pending
Target Setup
Signal: Pending
Market Profile
Signal: Pending
Market Cap
4.3B
Enterprise Value
29.7B
Public Float
52.9
Broker Target
105
Shares Out
51.9M
Long Interest
100
Short Interest
0
Exchange
NYSE
Currency Code
USD
ISIN
US70932M1071
Ex-Dividend
2026-05-18
Yield
1.44%
Dividend Rate
1.2
EPS
9.41
Market
NYSE
Standard Lists
Not currently ranked
Sector
BanksUS fundamentals
Float / Shares Ratio
-
Short vs Long Delta
-
EV / Market Cap
-
Financials Matrix
News And Alerts First
1 live alert now opens the financials desk for PFSI.
Start with the headline flow and alert tape first. Then drop straight into Financial Forecastist below for the revenue path, EPS shape, cash pressure and balance-sheet read while the catalyst context is still hot.
Live Alerts
Data 2026-08-31
Forecastist Below
Read the alert tape first, then move into Financial Forecastist below. Use AI Expand on any catalyst card to open the AI explanation and results tables without losing the ticker context.
1
Alerts
Front Of Desk
PennyMac Finl Svcs Inc has fresh filing flow live now, so the tape is framing the revenue, leverage and valuation story below.
Overall Stability
Signal: Pending
Profitability
Signal: Pending
Debt & Cash
Signal: Pending
Valuation Risk
Signal: Pending
Forward Expectation
Signal: Pending
Dividend Safety
Signal: Pending
Divi Rate
1.2
Ex Divi
2026-05-18
Earnings Date
-
Net Debt
22.8B
Cash
301.7M
EPS
9.41
Net Income
501.1M
Revenue
3.3B
Enterprise Value
29.7B
Trailing PE
8.8204
Forward PE
5.4259
Price Sales TTM
1.3057
Price Book MRQ
1.0019
EV Revenue
6.8113
EV EBITDA
47.299
Financial Forecastist
Worsening financial engine
Revenue is slipping -49.1% against the prior comparable period. Net margin is expanding by 8.0 pts. Net debt is building +29.4%.
Revenue -49.1%
Net Income +7.9%
FCF -217.8%
Current Ratio 0.08x
Forward Rev 617.2M
Worsening
Quarter Revenue
545.0M
-49.1%
vs prior comparable quarter
Net Margin
+15.1%
+8.0 pts
profitability pulse
Free Cash Flow
-1.2B
-217.8%
cash conversion
Net Debt / EBITDA
54.6x
+29.4%
lower is cleaner
Revenue Engine
Latest quarter printed 545.0M with the top line cooling off against the last comparable period.
Profit Stack
Net income landed at 82.3M and the margin profile is broadening. That usually tells us whether operating leverage is finally kicking in.
Balance-Sheet Pressure
Cash sits near 219.5M while net debt is 17.0B. The leverage stack is moving the wrong way.
Quarterly Revenue Runway
Actual revenue bars, consensus revenue where available, plus the terminal model path.
Profit And Cash Conversion
Net income and free cash flow moving together is usually what separates genuine improvement from noise.
Balance-Sheet Pressure
Cash, net debt and liquidity tell us whether the business is strengthening or just surviving.
Annual Power Curve
Longer-cycle revenue and net income help frame whether the company is compounding or rolling over.
Q3 2025
Consensus
573.5M
Revenue Path
2.98
EPS / Earnings
Growth cue -0.1%
Q1 2026
Consensus
548.3M
Revenue Path
2.14
EPS / Earnings
Growth cue -0.2%
Q2 2026
Consensus
585.9M
Revenue Path
2.26
EPS / Earnings
Growth cue -0.5%
Q3 2026
Consensus
617.2M
Revenue Path
2.69
EPS / Earnings
Growth cue -0.2%
FY 2026
Consensus
2.4B
Revenue Path
10.14
EPS / Earnings
Growth cue -0.2%
FY 2027
Consensus
2.9B
Revenue Path
13.71
EPS / Earnings
Growth cue +0.4%
Quarterly Statement Tape
Last 6 Quarters
| Period | Revenue | Net Income | FCF | Net Debt |
|---|---|---|---|---|
| Q1 2026 | 545.0M | 82.3M | -1.2B | 17.0B |
| Q4 2025 | 1.2B | 106.8M | -1.6B | 22.8B |
| Q3 2025 | 882.8M | 181.5M | -707.6M | 18.8B |
| Q2 2025 | 931.6M | 136.5M | -141.8M | 18.4B |
| Q1 2025 | 1.1B | 76.3M | 1.1B | 13.1B |
| Q4 2024 | 470.1M | 104.5M | -2.2B | 20.3B |
Annual Financial Power
Last 5 Years
| Period | Revenue | Net Income | EBITDA | FCF |
|---|---|---|---|---|
| FY 2025 | 4.4B | 501.1M | 1.6B | -1.4B |
| FY 2024 | 1.6B | 311.4M | 473.2M | -4.6B |
| FY 2023 | 1.4B | 144.7M | 710.0M | -1.6B |
| FY 2022 | 2.3B | 475.5M | 738.9M | 6.0B |
| FY 2021 | 3.6B | 1.0B | 1.4B | 2.5B |
Structure DNA
Market Structure DNA
Income Anchor profile with trend broken
Price is 7.5% through the 52-week range, -2.2% vs 50DMA and -22.6% vs 200DMA. 100.0% of the register is locked by institutions and insiders, leaving 0.0% free float. Capital rhythm reads quarterly with forward yield near 1.4% and payout around 10.1%.
Trend broken
Institutional gravity
Reliable income rhythm
As Of 2026-07-07
Income Anchor
Structure Score
60.4 / 100
Income Anchor
Trend Stack
-2.2% / -22.6%
vs 50DMA / 200DMA
52W Position
7.5%
auction position inside the yearly range
Ownership Lock
100.0%
66.8% institutions | 34.6% insiders
Pressure Pocket
7.7% short float
Short ratio 4.2x | monthly +12.9%
Capital Rhythm
Quarterly
Yield 1.4% | payout 10.1%
Trend Runway
Implied spot is 83.75 with the stock -2.2% vs 50DMA and -22.6% vs 200DMA. The tape is sitting 7.5% through the 52-week range, which frames the regime as trend broken.
Ownership Register
Institutions hold about 66.8% and insiders about 34.6%, locking roughly 100.0% of the register and leaving 0.0% in free float. That reads as institutional gravity.
Pressure Pocket
Short pressure is running near 7.7% of float with short ratio 4.2x and monthly change +12.9%. That gives us a read on whether the tape is clean, crowded, or coiled.
Capital Rhythm
Dividend cadence reads quarterly with 4 event(s) in the last full year, a five-year average of 4.0, and stability score 100.0/100. Forward yield sits near 1.4% while payout is around 10.1%.
Structure Score
One-glance gauge for the current market-structure regime.
Pillar Radar
Trend, ownership, pressure, and capital rhythm mapped on one wheel.
Position And Float Balance
Shows whether the stock is extended, tightly held, or carrying capital-return support.
Dividend Cadence Tape
Historical dividend-event counts help reveal how dependable the income rhythm has been.
Dividend Cadence Ledger
Quarterly
| Year | Dividend Count | Context |
|---|---|---|
| 2026 | 2 | Current partial year |
| 2025 | 4 | Full year |
| 2024 | 4 | Full year |
| 2023 | 4 | Full year |
| 2022 | 4 | Full year |
| 2021 | 4 | Full year |
| 2020 | 4 | Full year |
| 2019 | 1 | Full year |
Structure Facts
Live Snapshot
Implied Spot
83.75
derived from market cap / shares
52W High
159.27
upper auction edge
52W Low
77.67
lower auction edge
Beta
1.43
volatility character
Shares Out
51.9M
fully diluted count
Shares Float
27.5M
tradable register
Shares Short
2.3M
borrowed stock
Short Ratio
4.2x
days-to-cover style read
Ex-Dividend
2026-05-18
-50 day(s) to ex-date
Dividend Pay
2026-05-28
-40 day(s) to pay date
Last Split
-
split date not supplied
Capital Radar
Capital Regime
—
Building signal blend...
Smart Money Tilt
—
Public vs institutions
Target Conviction
—
Broker coverage pulse
Insider Pressure
—
Director + TR1 flow
Last Held Position
-
Public Hands
-
Institutions
80.4436
Institutions As Of
2026-05-30
Avg Broker Target
-
Upside Vs Price
-
Purchase Director Dealing
0
Sale Director Dealing
0
Purchase TR1
0
Sale TR1
0
Broker Coverage Rows
0
Institution Holders Tracked
40
Public Vs Institutional Ownership (3D)
Top Institution Holders (Latest Per Holder)
Director Dealing Sentiment Flow
Broker Target Bias
Signal: Pending
Capital Momentum Matrix
Broker Targets Vs Price
Aggregated Institution Weight By Holder
Short Data · PFSI · Last 30 Days
Short D · 12/26 EMA spread with 9 signal
Red histogram bars show short loading accelerating. Green bars show short covering accelerating. The two lines expose the crossover before the raw holder table does.
Short D waiting
Building PFSI short-momentum read
Short D compares the ticker’s disclosed short-position momentum with its own signal line.
Short D—
Signal—
Momentum—
Declared Short Holders
Nexus Pulse Engine
Overall Buy/Sell/Hold
Signal: Pending
Technical Composite
Signal: Pending
Financial Composite
Signal: Pending
Fundamental Composite
Signal: Pending
Short Pressure
Signal: Pending
Momentum Bias
Signal: Pending
Volatility Lab
ATR(14)
Realized Vol (20d)
Volume Spike Z
AI Charts
News And Alerts First
The alert tape opens the door for PFSI, and AI Charts sits just below.
Start with the headline flow and live catalyst tape first. Then move straight into AI Charts below for price reaction, AI targets, chart structure and catalyst beacons while the news context is still hot.
Live Tape
Data 2026-08-31
AI Charts Below
Read the alert tape first, then move into AI Charts below. Use AI Expand on any catalyst card to open the AI explanation and results tables instantly.
1
Today
Catalyst Pulse
PennyMac Finl Svcs Inc has fresh news flow live now, so the tape is framing the chart workspace below.
Chart Intelligence Suite
Swipe the timeframe, call the overlays, and keep the AI signal stack fused into one chart cockpit.
The mobile chart console is now framed as one connected surface so forecasting, structure, catalyst beacons and chart tools all sit inside the price workspace.
Automated signalling scans momentum shifts, crossovers and volatility breaks in real time. Automated AI forecasts map best, average and worst simulation paths forward, predictive MACD extends the momentum story, and catalyst beacons pin market-moving headlines directly onto price action so users can connect news, signals and structure without leaving the chart.
Automated Signalling
Automated AI Forecasts
Predictive MACD
Catalyst Beacons
Live Price Structure
AI AutoDetection
Automatic bull / bear chart read
Detected market structure
Analysing selected range
Why this call
Waiting for sufficient price history.
Invalidation
—
Updates with the timeframe.
Bull caseCalculating upside confirmation.
Bear caseCalculating downside confirmation.
RSI Gauge
Price Change
AI Forecast